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COMBINE MORTGAGES

With a VHA Home Refinance, You can combine a 1st & 2nd mortgage and reduce your mortgage payments. With historically low rates, the time to get started is now, save money to reduce any debt or improve your home!

SIMPLICITY

Ranlife PDX makes refinancing your home with a VA Home Refinance simple. Our experts are here to ensure that you are able to take advantage of your VA Entitlement to lower your monthly costs and improve your financial situation.

QUICKLY REDUCE YOUR INTEREST RATE

The VA Streamline Refinance program gets its name because it allows you to refinance your home loan to a lower rate more quickly. Avoiding a lot of paperwork, and often without an appraisal, the Streamline can save you time and money.

VA Refinance Options

If you have VA Entitlement, even if your current mortgage is a VA Loan, you can still pay off a 1st & 2nd mortgage. Don't wait, take advantage of historical lows today.

As of February 22, 2018, VA IRRL rates are at 2.250 / 2.564% APR for a 15 Year Fixed Loan with 1.00 points and 2.750% Rate / 2.951% APR for a 30 year Loan with 1.125 Points. There has never been a better time to lower your payments than right now. Get on the VA fast track and fill out a Quick Form today!

Simplifying The Refinance Process

APPLY

We make submitting your mortgage application easy. Simply enter your information by clicking "apply now" below and you will be directed to our user-friendly & secure client portal.

APPROVAL

Pre-approvals from RanLife PDX give our clients a competitive edge over other buyers. Our approval process is quick and simplified to make your purchase or refinance as easy as possible.

CLOSING

RanLife PDX's Loan Officers, Processors, & Underwriters all work together under the same roof so we are able to close up to two times faster than our competition ensuring you have a quick and painless process.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

Incredible experience from start to finish. James Coleman took care of all of our questions in a timely manner. Walked us through every step of the process. Wasn't pushy. Made our refinance quick and easy. Could not have been smoother. Thank you, James and your Team at RanLife Home Loans.

Jessie M.
Home Refinance

Krystal was a huge help in getting our refinance done. She was always quick to respond to our questions and made the process so easy for us. She was knowledgeable and was always willing to help in any way possible. We would definitely use her again in the future!

Josh M.
Cash Out Refinance