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IN HOUSE ADVANTAGE

Because RanLife's Real Estate Agents, Loan Officers, Processors, & Underwriters all work together, we are able to close up to two times faster than our competition.

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RANLIFE PDX'S MISSION

In today's culture it is very important to be financially stable if you want to reach your dreams. RanLife has found that there are specific actions a person can take to obtain or even exceed their financial dreams. We are here to exceed your expectations.

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DIVERSE & INCLUSIVE

Diversity fuels the RanLife PDX team. Our commitment to inclusion across race, gender, age, religion, identity, and experience drives us forward & allows us to help our customers every day.

Ranlife PDX

RanLife PDX is a local, all-in-one, direct residential lender, and real estate company. Founded in 2001, RANLife is focused on building the community by making the dream of homeownership a reality. We put hygge in our approach, which is how we create life-long relationships with our clients, team members, and partners. With over 20 years in the game, RANLife has a colossal wealth of knowledge to guide you through all of life's changes.

Expert Loan Officers

James Coleman

James was born in good ol' Salt Lake City, Utah. His father was an artist, and his mother was a semiconductor engineer. Through his unique upbringing, James grew a passion to help people, and to solve problems. James dabbled in writing music while working as an engineering technician, but it didn't scratch his "itch". In 2013, James began his career as a mortgage loan officer at RANLife Home Loans. He is very passionate about what he does. He gets fulfillment out of educating homeowners, solving problems, and helping people achieve the American Dream of owning a home. James and his wife dreamed of one day raising their daughter in Oregon which is where they call home.

Kathryn Patterson

"Kathryn started her career with RANLife in 2022 - after purchasing her first home in 2021 and realizing the passion she had for this industry! Kathryn is attentive, communicative, friendly and loves problem solving. Since she knows what it's like to purchase a home, she will do what it takes to facilitate an easy and enjoyable process for everyone involved! Her attentivity and excellent communication skills ensure that her clients are handled with care from start to finish. Kathryn thrives when helping others, and loves connecting with new people. When clients work with Kathryn, they have a dedicated Loan Officer and friend by their side as they take the exhilarating steps towards homeownership!

Sean Ochoa

Sean was born in Alaska, raised in Southern California, and has lived as an adult in Washington and Oregon; a true West Coast guy! He has called Portland home for the past few years and loves most of the weather and people. Sean is a graduate of Oregon State University and acknowledges that that school is in every way, shape, and form far superior to its rival University of Oregon. Sean started originating home loans in 2006 to help clients achieve the American Dream of homeownership. He enjoys working with first-time homebuyers and watching their journey from being hesitant about even qualifying for a loan to experiencing pure joy as they receive the keys to their first home.

Heather Binau

Northwest local from Washington state. For my schooling, I earned a Bachelor's of Science in Biology and a Masters of Business in Management. I have a diverse work history background in emergency medicine, firefighting, bookkeeping, and construction management. My deepest passion is helping people! I find that being a loan officer allows me to help others in one of the best ways... finding a home! I will do everything possible to help find yours today!

Incredible experience from start to finish. James Coleman took care of all of our questions in a timely manner. Walked us through every step of the process. Wasn't pushy. Made our refinance quick and easy. Could not have been smoother. Thank you, James and your Team at RanLife Home Loans.

Jessie M.
Home Refinance

Loreen James was a huge help in getting our refinance done. She was always quick to respond to our questions and made the process so easy for us. She was knowledgeable and was always willing to help in any way possible. We would definitely use her again in the future!

Josh M.
Cash Out Refinance

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