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LOWEST INTEREST RATES

Conventional Home Loans are one of the most popular home financing options for borrowers because of the extremely low-interest rates available for those that qualify.

LOW DOWN PAYMENT OPTIONS

Conventional Loans also offer low down payment options which makes it one of the most affordable home loan programs for Americans today.

LOW MONTHLY PMI

Because Conventional Loans adhere to the terms and conditions set by Fannie Mac, borrowers are able to lower their monthly mortgage insurance that typically is required with low down payments.

What Is A Conventional Loan?

Conventional home loans have loan limits set forth by the Federal Housing Finance Agency and loan limits vary by location. To find out your area's Conventional Home Loan Limits or to see if you qualify for a conventional home loan please fill out a quick application online or contact one of our loan specialists today.

Conventional Loan Terms

15 YEAR FIXED RATE

Typically on a 15-year fixed mortgage, the interest rate is much lower because the loan is considered less high risk. Choosing this option will result in a higher monthly payment but will also save you money over the life of the loan

30 YEAR FIXED RATE

The most popular mortgage term among homeowners is the 30-year fixed-rate mortgage. This is simply because it is the longest term available with the least expensive monthly mortgage payment.

CUSTOM TERM

RanLife offers the option to choose your own term. Do you want a 12-year mortgage? No problem. What about a 23.5-year mortgage? We can do it. We want each and every one of our clients to feel comfortable when deciding on their loan terms.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

An amazing and efficient operation, we were able to go under contract within 24 hours of touring a home. Not three weeks later, we received keys and closed on that same property. This is the greatest home loan company to go through! Everybody is very helpful and available to answer any questions or concerns you have.

Zachary A.
Home Buyer

I can't say enough good things about my experience with this lender. They worked with me over a period of about 15 months while I searched for a property. They think outside the box compared to everyday commercial banks and lenders. Other lenders would not touch our property because it was rural and on bigger land than urban residences. They made the loan work and we closed last week. Their fees are very reasonable..actually the cheapest I could find too. I will never forget this experience. I highly recommend them.

SJ J.
Rural Home Buyer