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What Are Your Refinancing Goals?


RanLife offers many home refinancing options to fit the mortgage goals of any homeowner. Refinancing your home has many benefits and can be a great way to pay off your existing mortgage faster, lower your monthly payment, or even cash-out on some of your Home Equity!

ARE YOU LOOKING TO LOWER YOUR MONTHLY PAYMENT?

If you are looking to skip 2 mortgage payments, lower your interest rate, or lower your monthly payment, a Home Refinance may be right for you. Get started today by either filling out an application below or giving us a call. Push your payment out up to 60 days on some loan programs, you can get an escrow refund back after closing in most closings, and No out-of-pocket options are available.

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ARE YOU LOOKING TO CASH OUT EQUITY IN YOUR HOME?

A Cashing Out Refinance loan can offer many benefits. 1. You could access a lower interest rate & lower your monthly payments. 2. You can access the equity that you have built up in your home to pay off debt, improve your home, finish your basement or backyard, take your family on vacation, pay for college, & much more. Learn more about a Cash-Out Refinance by applying below.

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ARE YOU LOOKING TO SHORTEN YOUR LOAN TERM?

A 15 Year Refinance might be right for you. Refinance and save money with extremely low 15-year fixed interest rates! If your goals are to reach financial freedom and pay off your mortgage faster, then refinancing to a 15-year mortgage is a great choice. The interest savings alone could amount to ten, even hundreds of thousands of dollars – plus, you'll pay off your mortgage in half the time!

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Have Questions About What Type Of Refinance Loan Is Right For You?



Our Loan Officers are experts at ensuring that you have the right type of loan for your goals and situation. Click "Speak With A Loan Officer" below and fill out the form and one of our experts will reach out to help you answer all of your refinancing questions!

*In accordance with 10VAC5-160-60(F) by refinancing your existing loan, your total finance charges may be higher over the life of the loan. You will receive a Lender Estimate once your application is started and can review benefit with a loan officer to determine savings. **Always make your mortgage payment to your current lender on time until you have funded and recorded on your new loan with RanLife, Inc.

This isn't the first time I've used RANLife. I don't know if I'll ever use another lender again. James C. has been helping me and there isn't anyone more on the ball than he is. Closed on a home loan in a very timely manner. He was super at providing all upcoming documents needed from me. I provided them, he delivered!

Josiah U.
Return Client

RanLIfe Home Loans was amazing! They were professional, thorough while explaining everything, and were completely accurate with their timeline. It was a smooth process. They helped me get my financial life back in order. I would highly recommend RanLife to anyone who is wanting help with their Home Loan. This is a company that is honest, trustworthy, and easy to work with. THANK YOU to Troy Anderson, he is a wonderful employee.

Gail Tilley
Home Refinance

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