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Call Us: (844) 752-4343

LOW INTEREST RATES
Since Ranlife Home Loans is a Direct Lender approved through the Department of Houseing and Urban Development, we can offer you extremely low FHA interest rates.

LOWER DOWN PAYMENT OPTION

FHA Loans make it easier for borrowers to purchase a home. FHA loans make it possible to put down as little as 3.5% upfront and still get competitive rates.

QUICK CLOSING

RanLife is a Direct Lender approved through the Department of Housing and Urban Development (HUD). This means that RanLife Home Loans can close your loan faster than most other lenders

FHA Loan Eligibility

To start the process either fill out a Quick Online Application or fill out the FHA Fast Track on the right column. Our dedicated FHA loan officers will assist you with filling out the HUD 1003 application.

Once we receive your information, and as early as 24 hours from submitting a full application, we can have your approval and the following FHA requirements finished.

AUS Approval to approve income and credit through an automated underwriting system.

FHA Case Number to register the homeowner with HUD.

CAVIRS Report to determine allowable entitlement.

Fill out our quick online application to get approved for a purchase or refinance today.

FHA Loan Types

FHA HOME PURCHASE

Get preapproved today for a government-insured mortgage to purchase the home of your dreams.

FHA STREAMLINE REFINANCE

Refinance your current FHA mortgage loan if your mortgage amount is higher than your home's LTV

FHA REFINANCE

Take advantage of low rates and no closing costs to refinance your home to lower your interest rate & monthly payment.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

Working with Ranlife to purchase my first home was amazing, they work very professionally, transparently, friendly and quick. They explained every detail of the process from start to finish. I would 100% recommend them.

Bulmaro P.
1st Time Home Buyer

Absolutely wonderful experience. James C was our loan officer and he made everything so easy and straightforward. He was very upfront about everything and when I had questions ( as a first-time home buyer there were many), he always answered them. This was such an "easy" process, easy in the sense that I knew what I needed to submit, when the deadline was, etc. Thank you RanLife and thank you, James for making this a wonderful experience for us!

Mikayla H.
1st Time Home Buyer