Finding the right mortgage program for your home purchase will help guarantee a foundation for successful homeownership. We have the tools, resources, and knowledge of the industry needed to help you with the home-buying decisions that will occur along the way.
A Conventional Loan might be right for you. Typically, there are no mortgage insurance fees added to monthly payments, no restrictions associated with government loans. Conventional loans offer a wide range of loan term options
An FHA Loan might be the right fit. FHA Loans offer down payment options as low as 3.5%. Down payment assistance may also be available. FHA Loans are designed specifically for low- to middle-income borrowers, including those with credit challenges. Monthly payments will include mortgage insurance fees.
A VA Loan is a great option. VA Loans or designed for veterans and active-duty members of the US Armed Forces. No down payments are required and no mortgage insurance fees are included. Both federal and state VA loan options are available. Service requirements may apply.
A USDA Loan may be right for you. USDA loans are beneficial because there is no downpayment required, they are guaranteed by the US Department of Agriculture. USDA loans have special requirements for applicants such as the property must be located in a USDA-approved area & monthly payments will include mortgage insurance.
Jumbo Loans are a great option for those who are looking to purchase a home that exceed the current year's loan limit. Jumbo Loans require a 10-20% down payment with a credit score of 660 or above. No mortgage insurance fees are added to monthly payments! Speak with an agent to find out if a Jumbo loan is right for you!
Construction Loans are perfect for those who are looking to build a brand new home. With a Construction Loan, borrowers are able to buy land and finance a construction project with a single loan. THe builder is paid via draws on the loan. Construction Loans allow borrowers to design and build a dream home on a the lot of their choice.
Our Loan Officers are experts at making sure that you have the right type of loan for your goals and your situation. Click "Find A Loan Officer" below and fill out the form and one of our experts will reach out to help you turn your dreams into an address!
This isn't the first time I've used RANLife. I don't know if I'll ever use another lender again. James C. has been helping me and there isn't anyone more on the ball than he is. Closed on a home loan in a very timely manner. He was super at providing all upcoming documents needed from me. I provided them, he delivered!
Josiah U.
Return Client
RanLIfe Home Loans was amazing! They were professional, thorough while explaining everything, and were completely accurate with their timeline. It was a smooth process. They helped me get my financial life back in order. I would highly recommend RanLife to anyone who is wanting help with their Home Loan. This is a company that is honest, trustworthy, and easy to work with. THANK YOU to Troy Anderson, he is a wonderful employee.
Gail Tilley
Home Refinance
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