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LOW MONTHLY MORTGAGE INSURANCE

USDA Refinance loans require low monthly mortgage insurance payments providing borrowers with fantastic home affordability options.

LOW TO NO CLOSING COSTS

Lowering your interest rate & decreasing your monthly payment from your USDA Loan is very affordable with low to no closing costs.

LOW INTEREST RATES

USDA Refinancing loans offer qualified borrowers low-interest rates. Low-interest rates paired with little to no closing costs make a USDA refinance one of the most affordable refinance options available.

Rural Housing Home Loan Refinance Programs

If you bought your home through a USDA home purchase program, you are eligible for a USDA home streamline refinance.

USDA has allotted a designated amount of money for funding of USDA mortgage loans in each USDA qualifying area. Homeowners may qualify to use available funds to refinance their current USDA mortgage.There are certain restrictions that apply to this USDA program. click on the link at the bottom to get started or call (866) 201-9327to find out more.

Simplifying The Refinance Process

APPLY

We make submitting your mortgage application easy. Simply enter your information by clicking "apply now" below and you will be directed to our user-friendly & secure client portal.

APPROVAL

Pre-approvals from RanLife PDX give our clients a competitive edge over other buyers. Our approval process is quick and simplified to make your purchase or refinance as easy as possible.

CLOSING

RanLife PDX's Loan Officers, Processors, & Underwriters all work together under the same roof so we are able to close up to two times faster than our competition ensuring you have a quick and painless process.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

Incredible experience from start to finish. James Coleman took care of all of our questions in a timely manner. Walked us through every step of the process. Wasn't pushy. Made our refinance quick and easy. Could not have been smoother. Thank you, James and your Team at RanLife Home Loans.

Jessie M.
Home Refinance

Krystal was a huge help in getting our refinance done. She was always quick to respond to our questions and made the process so easy for us. She was knowledgeable and was always willing to help in any way possible. We would definitely use her again in the future!

Josh M.
Cash Out Refinance