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COMBINE MORTGAGES

With an FHA Streamline Refinance, You can combine a 1st & 2nd mortgage and reduce your mortgage payments. The time to get started is now, save money to reduce any debt or improve your home!

SIMPLICITY

You can reduce the interest rate on your current mortgage without a full credit check, yet you need to have paid your mortgage on time over the last 12 months. FHA Streamline loans have reduced paperwork, simple requirements for eligibility

QUICKLY REDUCE YOUR INTEREST RATE

The FHA Streamline Refinance program gets its name because it allows you to refinance an existing FHA loan to a lower rate more quickly. Avoiding a lot of paperwork, and often without an appraisal, the Streamline can save you time and money.

FHA Refinance Options

Did you know that many homeowners may qualify for FHA's HARP program? You can refinance to a low monthly payment and almost no upfront mortgage insurance premium, depending on when you closed on your current loan

Whether you currently have an FHA mortgage, or not, you can take advantage of the extremely low rates and NO closing costs*.

Fill out our quick online application to get approved for a purchase or refinance today.

*Certain Restrictions apply. See rate assumptions for more information. All closing costs are paid for by lender credit

Simplifying The Refinance Process

APPLY

We make submitting your mortgage application easy. Simply enter your information by clicking "apply now" below and you will be directed to our user-friendly & secure client portal.

APPROVAL

Pre-approvals from RanLife PDX give our clients a competitive edge over other buyers. Our approval process is quick and simplified to make your purchase or refinance as easy as possible.

CLOSING

RanLife PDX's Loan Officers, Processors, & Underwriters all work together under the same roof so we are able to close up to two times faster than our competition ensuring you have a quick and painless process.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

Incredible experience from start to finish. James Coleman took care of all of our questions in a timely manner. Walked us through every step of the process. Wasn't pushy. Made our refinance quick and easy. Could not have been smoother. Thank you, James and your Team at RanLife Home Loans.

Jessie M.
Home Refinance

Krystal was a huge help in getting our refinance done. She was always quick to respond to our questions and made the process so easy for us. She was knowledgeable and was always willing to help in any way possible. We would definitely use her again in the future!

Josh M.
Cash Out Refinance