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NO MONTHLY MORGAGE INSURANCE

Because VA Home Loans are guaranteed by the VA, qualified borrowers can secure a loan with no down payment and no monthly mortgage insurance.

NO DOWN PAYMENT

The VA Home Loan Program is one of the best loan programs around because it allows veterans with qualifying income and credit to use their VA entitlement to purchase a home with no money down.

LOW INTEREST RATES

VA Home Loans offer qualified borrowers lower interest rates with higher maximum loan amounts. VA Home Loans also offer reduced funding fees!

VA Loan Eligibility

To start the process either fill out a Quick Online Application or fill out a form by clicking on the 'Check your VA Status' button. We will help you apply for a Certificate of Eligibility from the Department of Veterans Affairs.

After submitting the application to VA they will respond back to both you (eligible applicant) and RanLife Home Loans (qualifying lender) with a Certificate of Eligibility informing us the following.

If you have served in the military long enough to earn and use VA Home Loan benefits.

The amount of entitlement you may use for the home loan.

VA provides a guarantee to lenders for home loans made to eligible veterans. Because RanLife is an automatic VA Lender we can fund loans faster and provide lower fees and interest rates to eligible veterans.

Fill out our quick online application to get approved for a purchase or refinance today.

Fill out our quick online application to get approved for a purchase or refinance.

VA Loan Types

VA HOME PURCHASE

Use your Veteran's Entitlement to purchase a home with no down payment and no monthly mortgage insurance.

VA REFINANCE

Use your Veterans Entitlement to refinance your current home loans to lower your interest rate & monthly mortgage payment.

VA 90% CASH OUT

Cash-out up to 90% of your home equity by utilizing your Veterans Entitlement to remodel your home, consolidate debt, and more.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

I am a Veteran who used a VA home loan, Logan Riddle and Dylan Robinson helped me navigate the process with ease! They were quick to respond to any questions I had, and make sure I am aware of any materials they need from me promptly. When I closed I had a very tight timetable and they recognized the need for speed and made the process a breeze! I would highly recommend RANLife Home Loans

Christian R.
US Veteran

After searching for a mortgage co to help us with a cabin purchase and getting no response RANLife came through. I received a phone call shortly after I submitted an inquiry and they started the process immediately. Every single person we worked with was responsive, helpful, and just generally nice. We closed on our cabin last week and could not be happier. Thanks, RANLife, and to everyone there who worked with us. You helped us make our dream come true.

Laurs T.
Home Buyer