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LOW INTEREST RATES

With interest rates at historical lows, chances are, when you purchased your home, your interest rate was not as low as they are right now. Take advantage of low-interest rates to lower your monthly payment and save big.

GET CASH FROM YOUR HOME EQUITY

Cashing out some of your home equity can help you pay for that home renovation that you have been dreaming of, help pay for college, take a dream vacation. The equity is yours, we can help you access it by refinancing your home.

COMBINE LOANS

With a Cash-Out Refinance, You can combine a 1st & 2nd mortgage and reduce your mortgage payments. With historically low rates, the time to get started is now, save money to reduce any debt or improve your home!

Is Cash-Out Refinancing Right For You?

Across the nation, home values have risen. Whether you are looking to receive cash out from the increased value of your home or use it for debt consolidation, a cash-out refinance could be the perfect solution for you. As opposed to a standard rate-and-term refinance where the existing loan balance is kept intact, a cash-out refinance allows a borrower to tap directly into the equity of their home. Cash-out refinancing offers complete flexibility and personalization.

If you think you might benefit from a cash-out refinance, or if you want more information on your cash out options, contact one of our experienced mortgage professionals today! Based off of your personal situation and financial needs, one of our representatives will guide you through the process and help you decide on the best option for your situation.

Simplifying The Loan Process

APPLY

We make submitting your mortgage application easy. Simply enter your information by clicking "apply now" below and you will be directed to our user-friendly & secure client portal.

APPROVAL

Pre-approvals from RanLife PDX give our clients a competitive edge over other buyers. Our approval process is quick and simplified to make your purchase or refinance as easy as possible.

CLOSING

RanLife PDX's Loan Officers, Processors, & Underwriters all work together under the same roof so we are able to close up to two times faster than our competition ensuring you have a quick and painless process.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

Incredible experience from start to finish. James Coleman took care of all of our questions in a timely manner. Walked us through every step of the process. Wasn't pushy. Made our refinance quick and easy. Could not have been smoother. Thank you, James and your Team at RanLife Home Loans.

Jessie M.
Home Refinance

Krystal was a huge help in getting our refinance done. She was always quick to respond to our questions and made the process so easy for us. She was knowledgeable and was always willing to help in any way possible. We would definitely use her again in the future!

Josh M.
Cash Out Refinance