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FLEXIBILITY

Jumbo loans come in different varieties, thus giving borrowers more leeway to choosing the mortgage that works best for them. Borrowers can get a 30-year fixed-rate jumbo loan or opt for an adjustable-rate mortgage instead. Jumbo loans often offer low interest rates as well.

HIGHER LOAN LIMIT

The number one benefit of a Jumbo Loan is the opportunity to get more loan money to purchase a high-quality property. You'll not only have the convenience of one loan for the entire loan amount but you'll have a variety of loan options to choose from as well.

LOW DOWN PAYMENTS

Unlike many conventional mortgages, jumbo mortgage loans come with low down payments. While conventional mortgage loans usually require a 20% down payment, jumbo loan down payments can be as low as 5%, with 10% a more common figure.

Why Choose A Jumbo Loan

Jumbo Home Loans are great for home buyers looking to purchase a higher-priced home. Unlike other government programs like FHA or USDA, Jumbo loans are especially catered for loan amounts higher than $548,250, the maximum conforming limits set by Fannie Mae and Freddie Mac.

If you want a higher property value and can manage larger monthly payments, consider using a jumbo loan. You'll not only have the convenience of one loan for the entire loan amount but you'll have a variety of loan options to choose from as well. Find out more about Jumbo Loans today by filling out an application online or contacting one of our Jumbo Home Loan specialists today.

Have Questions?

If you have questions about loan types and what would be right for you, please fill out the form and one of our loan officers will reach out shortly!

RANLife was AMAZING to work with. We can't thank Taylor enough- He helped us in so many ways! He was patient with us while we worked on our credit, and when the time was right, he was all in! He got the ball rolling quickly, always keeping us in the loop at each step, and explaining everything as many times as we needed (A lot). They never got tired of our endless questions, worries, or anxieties, and we always felt better and full of positivity after speaking/ meeting with her. Taylor and Suzanne got us into our dream home faster than we ever expected in this market, and Taylor even offered to help us move. Who does that?! You guys made 1st time home buying a breeze, we're so lucky we chose RANLife.

Kylie Whiteley
1st Time Home Buyer

Thanks to RANLife Home Loans I was able to buy out my siblings and purchase the home that belonged to my parents. My mother died before changing her will, but she wanted me to make sure that no one else obtained her home in my lifetime. My loan officer, Kristi Behrens, was amazing. She is the sole reason that I am now a first-time homeowner at the age of 66. She walked me through the entire process step by step. She found answers and solutions when I didn't think there were any. Thank you, Kristi and RANLife!! I will forever recommend you to anyone and everyone

Judy Richard
1st Time Home Buyer